Elkhart County Public School Systems, By Townships

Elkhart County's Public School Systems educate students from within the boundaries identified by the tax parcel identification number. The system receiving property taxes is responsible for education services.

Baugo Community Schools educate Baugo Township
29125 CR 22 W
Elkhart In 46517
574-293-8583
http://www.baugo.com/
Jimtown North Elementary 30046 CR 16 W 574-293-3507
Jimtown South Elementary 58901 CR 3 S 574-522-0379
Jimtown Intermediate School 58703 CR 3 S 574-294-2158
Jimtown Junior High School 58903 CR 3 S 574-294-6586
Jimtown High School 59021 CR 3 S 574-295-2343

Concord Community Schools educate Concord Township
Concord Community Schools
59040 Minuteman Way
Elkhart In 46517
574-875-8762
http://www.concord.k12.in.us/
Concord Community High School 59117 Minuteman Way 574-875-6524
Concord Junior High School 24050 CR 20 574-875-5112
East Side Elementary 57156 CR 13 S 574-875-8517
Ox Bow Elementary 23525 CR 45 574-875-8538
South Side Elementary 23525 CR 45 574-875-6565
West Side Elementary 230 W Mishawaka Road 574-293-2531

Elkhart Community Schools educates Cleveland, Osolo and Washington Townships

Fairfield Schools educate Clinton, Benton and Jackson Townships

Goshen Community Schools educates Elkhart Township

Middlebury Community Schools educates Jefferson, Middlebury and York Townships

Wa-Ne Community Schools educates Union, Locke, Olive and Harrison Townships.

Elkhart County Noon Kiwanis Club Meetings

Matterhorn Banquet and Conference Center located at 2041 Cassopolis Street in Elkhart, Indiana is the location of the Noon Kiwanis Club. Please call Cheryl Farmer at 574-206-8844 for more information 8 am to 5 pm.

This information provided by you local Real Estate Agent and Elkhart County Expert, Evelyn Johnston of Prudential One Realty. Evelyn's nickname is Elkhart-Evelyn!

¿Cómo es su Elkhart condado, resbalón "rosado" casero de Indiana?

Cuando los consumidores compran los automóviles y les pagan en "resbalones rosados" para indicarlos poseen los vehículos. Y cuando los compradores caseros compran las propiedades inmobiliarias (o la característica verdadera) se transfieren los "títulos". ¿Pero qué sucede si el vendedor no tiene un "título claro" a transportar? Quizás había una irregularidad en una de las últimas transacciones que implicaban la característica. Repentinamente, el comprador casero puede encontrarse o ella misma fuera de millares de dólares 0 y no poseer cualquier característica. Hoy, eso no sucede - si una compañía de título está implicada. Pues el trabajo de la compañía de título es buscar hacia fuera cada última transacción que implica la característica para asegurarse de que el título claro pasó de dueño al dueño, y de que el vendedor actual lleva a cabo título claro a la característica. Los examinadores de la compañía de título remontan la propiedad de la característica con su historia entera. Se cercioran de que el título esté claro. En el pasado, esto fue hecha manualmente, sin embargo, automatizó hoy expedientes hacen la tarea más fácil... y más confiable. Además de la destapadura el título deserta (llamado las "nubes") referente a la propiedad de una característica, las búsquedas de título también detectó embargos preventivos. Por ejemplo, suponga que un contratista construyó una adición del sitio a un hogar y que no era completamente pagado para su trabajo. Si él archivara un embargo preventivo contra la característica, estaría en expediente con el registrador del condado - y debe ser descubierta por el examinador del título durante la búsqueda. La compañía de título entonces notificaría la compañía del fideicomiso del problema, y el vendedor resolvería el embargo preventivo o lo arriesgaría el perder del comprador. El seguro de título es la mejor manera de proteger completamente contra defectos posibles del título. Lenders que proporciona el financiamiento requiere que los compradores compren seguro de título. Esto protege completamente a prestamistas hasta la cantidad del equilibrio del préstamo en los problemas del título del acontecimiento emerge en el futuro. ¡Algunos compradores asumen que esta política los protege también - solamente éste no es el caso! Los compradores deben también comprar a dueños de una casa póliza de seguro de título, y los compradores elegantes harán así pues, proteger su propia inversión en la característica. Si un problema con título se descubre en un día más último, se convierte en el problema del asegurador, no el comprador. El seguro de título es un costo de una sola vez, barato que proporciona la protección completa para el comprador contra el título futuro demanda para mientras él o ella posee la característica. Aquí en el condado de Elkhart, Indiana tenemos varias compañías de título a elegir de, y es tradicionalmente la opción del vendedor casero en cuanto a quien eligen uno. El condado de Elkhart, Indiana, agente de propiedades inmobiliarias Evelyn Johnston deja a sus vendedores caseros saber los locales disponibles para elegir de. Para más información sobre el proceso de comprar o de vender su hogar, Evelyn se puede alcanzar en los un bienes raices prudenciales o 574-304-7148.

How is Your Elkhart Indiana Home's "Pink Slip"?

When consumers purchase automobiles and they are paid in "pink slips" to indicate they own the vehicles. And when Home Buyers purchase real estate (or real property) "titles" are transferred.

But what happens if the Seller does not have a "clear title" to convey? Perhaps there was an irregularity in one of the past transactions involving the property. Suddenly, the home buyer may find himself or herself out thousands of dollars 0 and not owning any property.

Today, that does not happen - if a title company is involved. As title company's job is to search out every past transaction involving the property to ensure that clear title passed from owner to owner, and that the current seller does hold clear title to the property. Title company examiners trace the ownership of the property through its entire history. They make sure the title is clear. In the past, this was done manually, however, today computerized records make the task easier...and more reliable.

Besides uncovering title defects (called "clouds") relating to a property's ownership, the title searches also detect liens. For instance, suppose a contractor built a room addition to a home and was not fully paid for his work. If he filed a lien against the property, it would be on record with the county recorder - and should be discovered by the title examiner during the search. The title company would then notify the escrow company of the problem, and the seller would resolve the lien or risk losing the buyer.

Title insurance is the best way to fully protect against possible title defects. Lenders who provide financing require that buyers buy title insurance. This fully protects lenders up to the amount of the loan balance in the event title problems surface in the future. Some buyers assume that this policy protects them too - but this is not the case! Buyers must also buy a homeowners title insurance policy, and smart buyers will do so, to protect their own investment in the property. If a problem with title is discovered at a later day, it becomes the problem of the insurer, not the buyer. Title insurance is a one-time, low-cost expense that provides full protection for the buyer against future title claims for as long as he or she owns the property.

Here in Elkhart County, Indiana we have several Title Companies to choose from, and it is traditionally the choice of the Home Seller as to which one is chosen. Elkhart County, Indiana, Real Estate Agent Evelyn Johnston lets her Home Sellers know the local ones available to choose from. For more information about the process of buying or selling your home, Evelyn can be reached at Prudential One Realty or 574-304-7148.

In Elkhart County Indiana, Which Is Better For You, A Mortgage Banker or a Mortgage Broker?

In the "old" days-that is, before "creative financing"-home buyers in Elkhart County, Indiana had few financing options when it came to purchasing a property. However, in today's environment, a buyer has the choice of everything from a fixed, 15 or 30 year mortgage and an adjustable rate mortgage (ARM) to an amortized 30 year mortgage with a balloon payment at the end of seven years.

Sound confusing? It can be, buy fortunately, there are numerous helping hands not only in Elkhart County, Indiana but other communities as well, for the perplexed home buyer. For instance, your local real estate professional Evelyn Johnston with Prudential One Realty can provide assistance. And so can a "mortgage banker" and/or "mortgage broker.

What is a mortgage banker and/or a mortgage broker? And how do they impact you when you purchase a home?

First, the mortgage banker is a lender. Mortgage bankers may consist of banks, insurance companies and large mortgage lenders. Going direct to one of these institutions can save time as well as money.

On the other hand, a mortgage broker is an intermediary whose role is to bring the lender - that is, the mortgage banker - and home buyer together. The mortgage broker may deal with one or many lenders and he or she acts as a facilitator. A competent mortgage broker can save a buyer time in finding a lender who will finance a purchase with attractive, highly competitive terms. Many mortgage brokers also provide advice and support to your local real estate professional.

Whether a buyer works with a mortgage banker or mortgage brokerthere there is one thing the home buyer should keep in mind. That is, the ultimate goal is to secure the "best" loan possible.

But what does "best" mean? For most buyers "best" can be classified into four areas:

(1) Service. Are the lenders noted for their service? What experiences have other buyers had with them? What are they going to do for you to make this process as rapid, smooth and "painless" as possible? Do they have special programs (like pre-approval or low documentation loans) that take the hassle out of the loan?

(2)Reliability. Do they keep their word? Do they deliver when they say they will? Previous clients--what do they think?

(3) Speed. Is loan approval done quickly and efficiently?

(4) Cost of the loan. Is it competitive? What is the interest rate? What is the cost of all the fees? (Be wary of "junk" fees, which your local real estate professional can help you spot). Be sure to compare the loan's Annual Percentage Rate (APR) , which considers the total interest rate and fees for a loan and lets you make a better comparison.

Still, even with these guidelines, selecting the right mortgage banker - mortgage broker can be confusing. However, there is an answer - talk to your local real estate professional. An experienced professional has dealt with many bankers and brokers. He or she knows who can offer you - the buyer - the best combination of service, reliability, speed and cost. And that's what financing a home is all about! Real Estate Agent Evelyn Johnston can help you if you are looking for a home in the Elkhart County Real Estate Market. Call 574-304-7148.

Elkhart County Real Estate Agent Evelyn Johnston Advises...

Every prospective homeowner would like to buy the best property in Elkhart County and their favorite neighborhood at the lowest price. That's the ideal situation, but in most cases, it's not easy to do. Usually, buyers have three property choices in an area --the sharpest, a mid-range or the "bottom of the line." So which one would you buy and why?
Obviously, the sharpest property usually carries the highest price tag. But buyers don't have to purchase the best-looking property in Elkhart County in order to generate maximum appreciation. In fact, many times the best approach is to stay away from the sharpest properties. Although these homes have an excellent appearance, percentage-wise they may not appreciate as much as a mid- or lower- priced home.
At the same time, stay away from the rock-bottom priced properties. These homes are usually priced lower for a reason, and the cause for the low price may not be readily remedied. For example, a corner property, one on a busy street or a property with a shorter driveway are worth less because of the inconvenience. Buying one of these properties takes less money, but it appreciates less. In the long run, it will not be as strong an investment as a home that does not have these drawbacks.
Instead, look for a property in the mid-range. Pick a home in Elkhart County that is between the top and bottom of the line. A buyer who stays in the mid-range will find that the property will appreciate, from a percentage standpoint, just as much --if not more-- than the higher priced homes.
Whether you prefer the top, middle or bottom of the line, the key is to carefully investigate an area, tract, or development before you buy. Travel down the streets; measure the traffic, examine the property, scrutinize nearby homes, calculate maintenance; talk to the neighbors, ask questions of your local Real Estate Agent,Evelyn Johnston of Prudential One Realty. Oftentimes I can provide you with valuable insight. Look at the surrounding communities. How do they appear? Communities that are adjacent to one another will impact each-other.
Certainly it takes time, but remember, your home is going to be the single largest financial investment you will ever make--and you want that investment to be a wise one!
For more information about the the Elkhart County Subdivisions, call Real Estate Agent Evelyn Johnston at 574-304-7148.

Can You Donate To Sunshine Kids-Fundraiser For Kids With Cancer?

I should have already posted this, so I apologize for the lateness of it.
Unfortunately, it seems that we all know someone whose life has been impacted by cancer. It often feels that when we are faced with something like cancer, we don't know how to respond or what we can do to help. Prudential One Realty is excited to host our second annual fund-raising event for The Sunshine Kids Foundation. The Rays of Hope Gala, dinner Dance and Silent Auction gives you a chance to be pro-active in helping kids with Cancer find ways to live normal lives and have some fun!
The Rays of Hope Gala is a silent auction as well as formal dinner. You can help by one of two ways, or possible both! We are in need of auction items. Anything you'd like to contribute would be welcomed! As a contributor to the auction, you will receive recognition on our web-page as well as in a presentation at the Gala and also in the Gala program.
The second way you can help is to purchase a corporate table. The price is $700 (regular ticket price is $75.00/per person) and that price gets you 9 tickets (1 full table), your company/organization name monogrammed on the table and recognition on our web-page as well as in the presentation at the Gala and also in the Gala program. This is a great way to help a worthy cause and also get your company name out there!
Prudential One Realty, Real Estate Agents and The Sunshine Kids Foundation thank you for your time and contribution!

Are You New to Elkhart County Indiana?

Elkhart County Chamber of Commerce has lots of information to help you relocate here to one of our many communities. They are located at 418 S. Main Street downtown Elkhart. If you prefer you can call them at 574-293-1531.

Hunting for a home? I am a Real Estate Agent with Prudential One Realty and am familiar with all areas of Elkhart County, from Bristol to Goshen and Granger to Osceola. Call me with all your Real Estate concerns, 574-304-7148.